Did you know that FICO scores are evaluated by 5 main categories of information? Category 1: Payment history = 35%. Late payments, collections, and bankruptcies all affect your payment history. It is important to make on time payments in order for the accounts to reflect "paid as agreed" status. Maintaining a positive payment history will help ensure competitive interest rates and optimal terms when applying for credit.
For additional information you may contact our office @ 1-866-997-6591
Why is good credit so important? Today’s economy runs on credit. Your credit worthiness is a three-digit score and the determining key to your financial future. Your credit profile is viewed when needing to obtain a mortgage loan, student loan, personal loan, credit cards, apartment/ rental property, utilities, insurance, cell phone service, and at times even to obtain a new employment opportunity. For additional information you may contact our office @ 1-866-217-9841
