This is one of the most overlooked and easily manipulated areas of your credit profile. The "ideal" credit profile is a person who has one or two mortgages, one or two installment loans, and 3-5 credit cards. This is because it is better to have a potential borrower who has experience with all 3 types of credit: mortgages, installment loans (loans with regular repayment plans), and credit cards. By obtaining some secured credit cards, you can hit that ideal range of 3-5 credit cards and start maximizing your score. For more information contact us for a free consultation: 1-866-997-6591
Our clients do not enroll in a credit repair program just so they can say they have better credit; they want what better credit can get them.
Have you learned a friend or family member is paying less for their mortgage than you are paying in rent? Driving an unreliable car with a high car payment? Are you being denied a better job you are otherwise qualified for? For additional information you may contact our office for a free consultation @ 1-866-927-6591.
The Hard Truth:
If you want a loan, whether it is for a new home, car, or education, you have to get your credit score above 700.
After you enroll in our program, we demand that the credit bureaus and creditors verify that all reporting items are accurate. You will receive updates every thirty to forty five days.
Just send us the updates, and we will do the rest.
Who would of ever thought of speeding/parking tickets to show up on your credit report? Unpaid tickets eventually get turned over to a collection agency. This will then be reported on your credit report causing credit scores to decrease. Remember this applies to any debts owed to the government not excluding LIBRARY FINES!!! For additional information you may contact our office for a free consultation @ 1-866-997-6591
Bad credit is a slippery slope, and the climb back to financial health can prove difficult without the right tools. Although you can do it yourself, the process of credit repair can require time, knowledge of federal consumer laws, and meticulous communication skills and record-keeping. Many people struggle with credit repair simply because they do not understand all of the elements involved. Please let us help and do all the work for you!
For more information contact us at (866) 997-6591.
