Getting ready for the holidays?

IT'S THAT TIME AGAIN "HOLIDAY SHOPPING!!" This means every time you go to the register you will be asked if you would like to apply for a department store credit card! No matter how much it will save you 15, 20, 30% tell them "NO THANK YOU!!" Agreeing to allow them to see if you are approved will cause an inquiry on your credit which causes your scores to go down a few points. For additional information you may contact our office for a detailed credit analysis and consultation @ 1-866-997-6591.