Wednesday, November 30, 2011

Find alternative ways to make money & save money!

The Holidays are almost here, and with the season comes the annual need to purchase food and presents for friends and family. For many, the holidays become a time to rely on credit cards to make purchases, but it’s not necessary to use plastic to fund winter activities. Other options exist, including layaway, yard sale and lowering consumption. Increasing the balance on your credit cards causes your score to decrease. Call us today for a free life-changing consultation at 1-866-997-6591.
 

Monday, November 28, 2011

Save TIME & MONEY during the HOLIDAYS!

f you really want to save money and time this holiday season, just say, “No.” Just walk away from the mall and use the time and money you gain to do all of the other important things you never get around to doing. If you feel like you’re getting bored and that hitting the sales will somehow cure that boredom, find another cure. (This also applies to time spent mindlessly surfing the Internet, checking for deals.) Sure, shopping is part of the holiday season, but the mindless trekking from store to store all day long “just to see what’s out there” is a waste of time. You could spend that time doing much more meaningful, fun, and important things.

Monday, November 21, 2011

Charge it on the credit card!

Make a list and check it twice! it is that time of the year to do some holiday shopping! if you are paying with a credit card, remember that the more you owe on your credit card the higher your minimum payment will be, therefore, plan ahead! Have fun! Call us for a free consultation 1-866-997-6591.

Thursday, November 17, 2011

Getting ready for the holidays?

IT'S THAT TIME AGAIN "HOLIDAY SHOPPING!!" This means every time you go to the register you will be asked if you would like to apply for a department store credit card! No matter how much it will save you 15, 20, 30% tell them "NO THANK YOU!!" Agreeing to allow them to see if you are approved will cause an inquiry on your credit which causes your scores to go down a few points. For additional information you may contact our office for a detailed credit analysis and consultation @ 1-866-997-6591.

Wednesday, November 16, 2011

Statute of Limitations

The "Statute of limitations", in regards to your credit profile, is the length of time a creditor or debt collector can take legal action against you. It is also the maximum length of time an adverse item can lawfully be reported on your credit report. This varies from state to state and averages 4-6 years. We highly recommend you familiarize yourself with the statute of limitations in your home state.

Tuesday, November 15, 2011

How to fix mistakes, inaccurancies in your credit report...

Hire a credit repair company. "You can do it yourself, yes, but you can also do your own plumbing, too."
                                                                                                                                            -Fisher